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No Cost Mortgage Refinance Diary

I last refinanced my mortgage in July 2010.  Back then I was trying to reduce my rate from 5% AND get out of escrow.  I was extremely successful and garnered a nice 4.375% 30 year fixed mortgage.  I...

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Why is the Thirty-Year Fixed-Rate Mortgage Still so Expensive?

I know.  I know.  Everyone says that the thirty year, fixed rate mortgage is sitting at historic lows, and I agree that is true.  Heck I re-financed last year just like many of you.  I just think that...

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